Joint Powers Authority (JPA) Overview
A Joint Powers Authority (JPA) is a viable alternative to commerical insurance because it generally provides a more comprehensive coverage program than regular commerical insurance companies offer and is not profit-driven. Benefits of a JPA include flexibility in determining coverage programs, risk control activities, funding levels, premium collection, and dividends. Additionally, members have greater control over claims and related costs and also experience more premium stability and less year-to-year rate fluctuations. JPA members pool their premium dollars which are allocated to pay for losses and administrative costs. Member funds managed by the JPA earn investment income and any member funds not expended by the pool may eventually be returned to the membership.
The California Housing Workers' Compensation Authority (CHWCA) is a Joint Powers Authority (JPA) established in 1991 by public housing authorities in the state of California. CHWCA is a special district in the state of California providing its members with a comprehensive workers' compensation coverage program for the sharing of risk for self-insured losses, as well as jointly purchasing claims adjusting services, actuarial services, risk control services, and legal services connected with the program. CHWCA continually evolves to meet the needs of its members, who have the unique opportunity to influence and control the direction and activities of CHWCA.
CHWCA is governed by a seven (7) member Executive Committee which is elected by the 33 member Board of Directors. Each of CHWCA's 33 member agencies appoint one primary and one alternate member to serve on the Board of Directors. In 2005, CHWCA formed a six (6) member Risk Management Committee, which expanded to nine (9) members, whose responsibilities include reviewing and developing risk control policies and drafting an annual Risk Control Work Plan.
The mission of the California Housing Workers' Compensation Authority (CHWCA) is to protect member resources by providing a stable and economical Workers' Compensation Program through an aggressive claims management policy and quality risk management services for its members.
The California Housing Workers' Compensation Authority (Authority) has met all of the high professional standards established by the California Association of Joint Powers Authorities (CAJPA) in the areas of governance, finance, claims control, safety and loss prevention, excess coverage, and risk management. CAJPA's accreditation process requires reviews by independent consultants in all of these areas including the areas of accounting, claims adjusting, and actuarial analysis.
The Authority is proud to have recieved the highest designation possible, "Accredited with Excellence", in June 2006, and was recently Re-Accredited With Excellence again in 2015 for a three-year period.
If you are a California Public Housing Authority and are interested in joining CHWCA, please contact CHWCA's Administrator, Adrienne Beatty, Bickmore, at (800) 541-4591, ext. 1170, or via email at Info@chwca.org.